Looking for Insurance for Jewelry?
Did you know that 70% of all Personal Property Claims involve jewelry or other high-value items?
High-value items are insured as part of the “personal property coverage” on a standard homeowner’s insurance policy. The thing is that these items are subject to certain coverage limits. On a typical homeowner’s, condo or renter’s policy, jewelry is usually covered up to $1,500 per item, or $3,000 for the combined value of your jewelry.
If the value of an individual item (such as an engagement ring) exceeds the stated limit, there is no coverage for the difference… unless you purchased a “scheduled personal property” endorsement for the item.
This limited coverage clause applies not only for jewelry, but also for antiques, art, high-value rugs, coin collections, firearms, and some other items. Jewelry is by far the most common, but if you own any of these high-value items, you may have severe coverage gaps!
The protection specialists at Paige & Byrne Insurance can help you find adequate coverage for your valuables.
How to get started on your Jewelry Insurance Quote
To get started on your quote, click over to our quotes page. We’ll make the process simple!